Tips on Buying your Dream Home

Most of us have always wanted to live in that "dream" house which we'd like to call our home. We'd have nurtured this idea from a very young age and it has grown stronger with time. This is the first time and don't know where to begin! Surely, these tips and pointers should help you in making your dream decision.

• Are you sure you want to buy a house?
  There is no disputing that you have always wanted to buy a house. Family and friends have also told you that it is the right decision to take. You must make it absolutely sure for your self, consult family and friends, get an idea of the happenings around in the home buying market.
• Choose the most convenient location
  Proximity to work place or kids' school? Questions like these will be aplenty. Set your priorities and weigh the pros and cons. The area chosen influences the property value you are trying to buy.
• Take help of professionals.
  Most happy and successful buyers have taken the help of realtors. Agents are experienced and can understand your needs better and faster. Identify and meet a few realtors before you settle to work with someone you can trust and are comfortable.
• Get pre-approved
  Getting pre-approved is a must. Pre-approval means that your credit worthiness will be assessed by the lender (bank). This would help you figure out exactly, the amount of funds available and how much you will be able to afford.
• Pick the most suitable loan product
  Many loan programmes are available with your lender. Depending on your comfort level, work with your highest loan eligibility as value of your house depends on it.
• Decide along with your family.
  Prioritize the amenities you want in the house. Understand what your family needs and likes. Involve your family while making the decision.
• Think long term
  If are planning on adding to your family, then it should be considered while making your decision. Plans of moving base would mean you should buy in an area having high resale value. Factors like these are important while making the decision.
• Make your offer once you find the house.
  Be sure to revisit the options you have chosen from all you have seen. Once you have a final pick, make your offer so that you do not lose time unnecessarily. Good houses would not be staying in the market for long.
• It is good to get the house inspected and obtain house warranty
  Get an inspector to inspect the house so as to be assured that all amenities are in good condition. Request your seller to purchase a house warranty covering a wide range.
• Take the help of experienced movers when it is time to shift
  You can always have family and friends to help you move, but it is wise and saves you time if you get professionals to help you. They are trained and will make your transition easier.