Friday, March 21, 2008

Tampa Down Payment Assistance Programs

By far a rocky market, Tampa Bay real estate buyers are increasing finding that they need to cough up larger down payments if they need to realize their American Dream of buying a home. If you are a first time homebuyer, who is stressed about coming up with the necessary down payment amount for that elusive home in Tampa, then take solace in the fact that there are Tampa down payment assistance programs available for homebuyers like you.

If you want to buy your first property and don’t have the fund to fully satisfy the down payment requirement then you’ll have to consider if any of the available down payment assistance programs will prove to the right option or not.

Currently, there are two types of down payment assistance programs available for first time homebuyers who are interested in buying a home in Tampa or any other area of Florida. The first one is an assistance program that is offered by non-profit agencies and programs. Then there are down payment assistance programs that are sponsored by the federal government as well as state government.

As per these down payment assistance programs, the seller has to agree to give a small amount of the total sales proceeds towards your down payment at the time of deal closing. While Fed and state laws prohibit sellers from paying money directly to buyers, these assistance agencies offers ways to achieve this legally.

When a seller enrolls in a Tampa down payment assistance program, they need to be fully aware of the fact that this means a reduction in total amount that they will receive from the sale. Nevertheless, the seller also realizes that without such down payment assistance programs, their house may stay on the market for a considerable period of time.

If you don’t get a seller who is willing to participate in such a program, you may also consider state bond and grant programs. Perhaps, these programs can offer you the ideal solution for your down payment crisis!

Thursday, March 13, 2008

Preparing Your Children For Relocation

If you are thinking of relocating to Florida State, then consider Tampa Bay area. A wonderful and beautiful area, Tampa Bay real estate is currently available at lower rates and is an attractive investment. Typically, moving anywhere in the world involves moving your children to the new location as well (if you are a family man). Relocation for children means a new school, new friends, new environment, new culture and much more. Parents are often concerned about how their children would do with a change in environment. And rightly so, because the outcome depends on your children’s’ ability to adapt to the new environment. Are your children able to make friends in a new place easily, do they find adjusting to the change enjoyable as well as challenging etc.

It’s been observed that smaller children are more receptive to change that teenagers, because teenagers have a set way of life including friends, sports, and other activities. Of course, if you travel a lot and have a transferable job, then your children are likely to adapt to a new city much more easily than those who have never moved away from home!

While some parents are apprehensive about the ability of their children to adjust and adapt to a new city and new culture, they prefer to commute long distance rather than uproot their family. It is debatable whether the decision is right or wrong. However, it depends on your attitude as a parent and whether, you are able to embrace the changes positively or not. How well your children adapt to a new place really depends on how well you are able to adapt yourself to a new city and a new culture. Usually, children whose parents work in the armed forces are some of the most well adapted and change embracing people!

If you are moving to Tampa Bay with your family, you can find important information on some of the more popular neighborhood areas in city. Perhaps, this will help you find a similar environment for your children.

Joel Abalos is a licensed sales associate with Keller Williams in Virginia. He has one of the hardest working Northern Virginia Real Estate team in the DC area. In Tampa, Julia specializes in Tampa Condos and Westchase Real Estate.

Thursday, March 06, 2008

Finding Realtors for Nudist Real Estate Entusiasts

Who’s afraid of being caught buck naked? Certainly not the nudists! They are people known to uphold a lifestyle liberated from a society that holds utmost importance of having clothing on. Nudists believe that the body is best shown au naturel and there is a therapeutic effect of the absence of self-consciousness in being naked with other people. Although it is still considered to be a taboo by most cultures, nudist communities are now padding up in Florida and are actually attracting more tourists in the Pasco County. In line with this, real estate agents are now looking for properties that cater to people who do not bat an eyelash even if they see their neighbor mowing their lawn without his trousers on.

It is definitely any nudist’s dream to own a property that has no qualms about the lifestyle they want to practice. Nudists particularly love Florida’s warmer weather because they can go wear their birthday suit most days of the year. Also, they would want to spend combing the numerous beach resorts in Florida and enjoy the waves in their skinny-dipping attire. Acquiring the help of professional real estate agents that specialize to your needs will be a great way to kick off your permanent stay in these clothing-optional communities.

Here are some of the more established real agents who can give you a professional job of finding your haven in a nudist community in Florida:
1. Dave Stump. Offering homes that belong in the nudist communities in Fort Lauderdale and Florida, Dave prides his wide experience in buying and selling nudist homes throughout the years. You need not to worry about being ashamed of your preferences when talking to Dave because he assures that he is comfortable with the idea. He can surely attend to your specific needs in a relaxed and informative manner. His website is http://www.gonakedhomes.com.

2. Jackie Youngblood. A confirmed nudist herself for 15 years, Jackie surely knows her way around real estate near clothing-optional beach resorts like Caliente or Paradise Lakes in Pasco County. She says that because she understands nudists much, she is there to protect your interests when it comes to buying a great property that is fit for nudists. You can visit her website at http://www.skiptheoutfitfloridarealestate.com.

You should not let society dictate what should your preferences are. If you are more comfortable living, working and even lawn mowing without the hassles of finding what to wear, then a nudist home is what you should invest in.

Julia Vakulenko is a licensed broker associate with Tampa4U.com Realty. She specializes in Westchase Real Estate, one of Tampa's top community, and the diverse Carrollwood Real Estate.